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The increase in OPR by Bank Nagara in May has increased the cost of borrowers. The increase in OPR can be caused by several factors and economic considerations made by Bank Negara Malaysia. Here are some common reasons why OPR can go up: Pros and cons of increasing OPR: Four Advantage of OPR increase: Four […]

What is Savings Insurance Plan? Savings insurance plan is a term that may not be general or specific. However, if we understand it in general, savings plan insurance can refer to insurance products designed to help individuals or families achieve long-term financial goals through planned savings habits. Savings insurance is often a combination of a

Property transfer (MOT) to family members is a legal process that involves the transfer of property ownership to individuals in the family. This transfer is usually done through the transfer of affection procedure, where there is no financial transaction involved between the giver and the transferee. This process involves the use of a Memorandum of

In today’s dynamic economy, many individuals in Malaysia are looking for alternative ways to increase income or find side income. Whether you want to pay off debt, save for a dream vacation, or simply improve your financial status, engaging in side work is a mandatory activity in today’s economy. This article will explore six lucrative

Permohonan pinjaman perniagaan di Malaysia melibatkan beberapa langkah untuk memastikan proses permohonan berjalan lancar dan berjaya. Berikut ialah panduan langkah demi langkah untuk membantu anda melalui proses tersebut: Step 1: Assess Your Business Needs Before applying for a business loan, it is important to determine why you need financing. Assess your business financial needs and

Getting home loan approval is an important activity for individuals who want to buy their dream home in Malaysia. However, there are several main reasons why a home loan application may be rejected by a bank or financial institution. Understanding these reasons can help prospective homebuyers take proactive steps to increase their chances of loan

In Malaysia, there are several types of property rights that govern the title and use of land. There are 5 types of title which are freehold, leasehold, strata, individual and master title. 1. Freehold Title Freehold Title is known as “Hakmilik” in Malaysia, representing the highest form of title. It gives the owner unlimited and

In Malaysia, there are several types of business entity that individuals or groups can choose to set up. The four types of business entity consist of Sendirian Berhad (Sdn Bhd), Berhad, Limited Liability Partnership, Sole Proprietorship and Partnership. 1. Sendirian Berhad (Sdn Bhd) Sendirian Berhad (Sdn Bhd) is a widely used business entity in Malaysia.